I’ll admit it, I’ve never been good at coming up with goals. I dreaded those days in school when we had to write down our goals for the school year. Twelve year old me didn’t see the point, and really, twenty-four year old me didn’t see the point either until I realized how much debt I had. In order to get myself out of debt, I knew I needed to get my priorities in order and figure out what I wanted to happen in the next couple years; so I made myself sit down and write down my goals. These are my goals for 2012.


Financial Goals

  • Get my EF up to $10,000. This is really important now that I have a mortgage that must be paid.
  • Get a will. Also very important now that I have a lawyer that is hot not a crook and a house that is worth something.
  • Improve my investment knowledge. I don’t know as much about investing and investments as I think I should. This needs to change. Any suggestions for good books to check out?
  • Contribute $5000 to my RRSP.
  • Start dedicated ‘House Maintenance’ and ‘Car Maintenance’ funds. I want to be prepared for when my septic tanks dies (hopefully in 10 years or so).
  • Make 1 extra mortgage payment. I still have some renos to do, so making extra mortgage payments is hard when I could use that money to replace doors/windows, but I do want to make at least one extra payment.
  • Commit to budgeting. I did ok last year with my budgeting, but once I bought my house the budget kind of fell by the wayside. Now that things have settled down, I’m going to start counting every penny again.

Work Goals

  • Increase my billable hours. This is dependent on what work comes in, but I’m going to ask to be involved in more projects.
  • Improve my LinkedIn profile. I am not a huge fan on LinkedIn, but I see it’s usefulness for networking.

Home Goals

  • Paint my house. The exterior and deck of my house will need painting this year.
  • Refinish my trunk. My aunt gave me my grandmother’s railway trunk, but it needs some TLC. It’s amazing to think this trunk travelled from here out to the Prairies, then back again. I’d like to able to refinish it and make it useful again.
  • Install a new bedroom window. My bedroom window is cracked and needs to be replaced.
  • Drywall the basement. There are two walls in the basement that need new drywall.
  • Cut 2 cords of wood.
  • Get new exterior doors.
  • Figure out what do with the stairs. Right now, my stairs are not ideally located, my goal is to come up with a plan on where to move them to.

Life Goals

  • Read my bookshelves. I haven’t been reading as much as I would like. I four bookshelves and it’s my goal to read every book (except maybe the textbooks) I own. Any that I can’t make it through, I’ll set aside to donate to the library or sell to the local used bookshop.
  • Save and plan for a trip in 2013. Right now, I don’t know where I want to go, but I want to go somewhere.
  • Go to the gym 3x a week. I have a membership, might as well use it.
  • Take one class. In anything, I just have to learn something.
  • Start running. I think I can kill two birds with one stone if I run at the indoor track at the gym.
  • Write a book. I have been asked to write a book on a local landmark a few times. I really should buckle down and do it.
  • Learn to cook. I love to bake, but I find cooking difficult. I’m going to hunt up some good recipes and give it a shot.
  • Go out more. I am a total homebody (the four bookshelves was a hint, I suppose) and I really should get out more.
  • Be nice. It’s not that I think I’m mean, but I know that sometimes I can be judgemental and quick to a fault, so I’m going to make more of an effort to be kinder to people.
  • Blog twice per week.


Progress So Far

Goal: Emergency fund to $10,000
Currently at: $6,485.21



Goal: Contribute $5,000 to RRSP
Current: $0

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